Virtual Card Issuance
Create single-use or multi-use virtual cards instantly, set spend limits, and monitor in real time.
- Expense control
- Fraud reduction
- Faster procurement
Virtual Cards. Real-Time Control.
Issue, manage, and secure payments with a single API-powered platform.
- PCI-DSS Level 1
- 99.99% Uptime SLA
- ISO 27001
Who We Are
Headquartered in the heart of Chicago’s fintech corridor, Vertex Card Solutions has spent the past thirteen years transforming how enterprises move money. Our platform processes more than four billion secure transactions annually across sixty nations, and we never lose sight of the people behind the payments.
Our mission is clear: redefine secure payments by putting real-time, developer-centric tools in the hands of ambitious companies. From instant virtual card issuance in thirty currencies to an obsessive focus on compliance, we bridge the gap between innovation and trust.
- ✓Instant card issuance with granular spend controls
- ✓Modular API suite and fully documented sandbox
- ✓Dedicated compliance & security experts on call 24/7
- 4B+
- Annual Transactions
- 2,500+
- Global Clients
- 120ms
- Avg. Auth Speed
Our Solutions
Every product we build is designed to solve real-world pain points—whether that’s reducing fraud, accelerating purchasing cycles, or expanding globally without friction.
Secure Payment Gateway
Seamless gateway integration supporting 160+ currencies and advanced fraud screening.
- Global expansion
- Chargeback mitigation
Digital Wallet Development
White-label wallet frameworks for web & mobile, enabling tokenization & biometric auth.
- Customer retention
- Frictionless UX
Card Program Management
Lifecycle management including BIN sponsorship, compliance, and 24/7 analytics.
- Regulatory complexity
- Time-to-market
Payment Security Consulting
Expert guidance on PCI compliance, encryption, and risk scoring tailored to you.
- Security expertise gap
- Data protection
Technology & Security
Built on containerized micro-services, our architecture scales effortlessly while protecting every byte of data with end-to-end encryption.
- Tokenization Engine: PAN replaced with secure tokens, dramatically lowering PCI scope.
- AI-Driven Fraud Detection: Machine-learning models score each transaction in real time.
- Scalable Microservices: Container orchestration auto-scales to meet peak demand.
- Global Data Centers: Six Tier-4 facilities guarantee 99.99% uptime worldwide.
Certifications: PCI-DSS Level 1, ISO/IEC 27001, SOC 2 Type II
Developer Center
Built by developers for developers—our RESTful APIs come with robust documentation, SDKs, and transparent rate limits. Ship production-ready integrations in days, not months.
- API Reference – Endpoint specs, code snippets, and error codes.
- SDK Downloads – Java, Python, Node, .NET, and more.
- Postman Collection – Import and test endpoints in minutes.
- Sandbox Sign-Up – Free credits to build and test.
Sustainability
Vertex Card Solutions is committed to building a greener fintech ecosystem—from renewable-energy data centers to eliminating plastic card waste.
- Data centers powered by 100% renewable energy
- Paperless card issuance saving 7 million plastic cards annually
- Carbon-offset program funding reforestation in Illinois
- 4,200 t
- CO₂ Offset/Year
- 12 t
- Plastic Saved/Year
Success Stories
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“Vertex’s virtual cards cut our procurement fraud by 68% within three months.”
Linda Martinez, CFO, Nexa Logistics -
“Integration was a breeze—our devs were processing live transactions in under a week.”
Arun Gupta, CTO, BrightPay -
“The analytics dashboard offered real-time insights that improved cash-flow planning by 22%.”
Megan O’Neill, Head of Finance, EcoMarket -
“Vertex helped us localize payments in Africa without adding compliance overhead.”
Kwame Mensah, COO, AfriCommerce -
“Our card-linked loyalty program went live six weeks faster than projected.”
Sofia Almeida, Product Lead, Lisbon Rewards -
“With Vertex’s fraud AI, chargebacks dropped by 41% in the first quarter.”
Ethan Reynolds, Payments Manager, Stellar Gear -
“The support team feels like an extension of our own engineers—fast and thorough.”
Lea Dubois, CTO, EuroTransit
Get in Touch
Ready to see Vertex in action? Fill out the form and our team will contact you within one business day.
150 Wacker Drive, Suite 1800Chicago, Illinois 60606
United States
(312) 847-9102
info@cardaqcouk.cfd