Terms and Conditions

Welcome to our online platform. By accessing or using the services provided by Vertex Card Solutions, you agree to comply with and be bound by the following terms and conditions. Please review them carefully before engaging with our offerings.

1. Use of Services

Our online platform provides virtual card issuance, payment gateway integration, transaction processing, digital wallet technology, API payment solutions, card program management, and payment security consulting services. You agree to use these services lawfully and in accordance with these Terms.

2. Eligibility

By using this service, you represent that you are at least 18 years old and have the legal capacity to enter into binding contracts. Use is limited to those who can form legally binding agreements under applicable law.

3. Account Responsibility

Users may be required to create accounts to access certain features. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4. Compliance and Restrictions

You agree not to use our online platform to:

• Engage in any fraudulent, illegal, or unauthorized activities;
• Violate any applicable laws or regulations;
• Interfere with the security or operation of the services;
• Attempt to access data or systems without authorization;
• Use the services for money laundering, terrorist financing, or any unlawful financial transactions.

5. Intellectual Property

All content, technology, software, trademarks, and other intellectual property related to our online platform are owned or licensed by Vertex Card Solutions. You may not reproduce, distribute, modify, or create derivative works without express written permission.

6. Payment and Fees

Any fees related to virtual card issuance, transaction processing, API services, or other products will be communicated clearly. You agree to pay all applicable charges in full and on time. We reserve the right to update fees or payment terms with prior notice.

7. Security and Privacy

We employ advanced security measures to protect your information and transactions. However, you acknowledge that no online platform is completely secure. You agree to notify us immediately of any suspicious activity.

8. Limitation of Liability

Vertex Card Solutions is not liable for any indirect, incidental, consequential, or punitive damages arising from your use of the services. Our maximum aggregate liability shall not exceed fees paid by you within the last six months.

9. Termination

We may suspend or terminate your access to the service at any time for violations of these Terms or applicable laws, without prior notice. You may also terminate your use by discontinuing access and notifying us in writing.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Illinois, United States, without regard to its conflict of law principles.

11. Contact Information

If you have questions regarding these Terms, please contact us at:

12. Changes to Terms

We reserve the right to update or modify these Terms at any time. Changes will be posted on the platform, and continued use after such changes constitutes acceptance.